Flexible Financing for Your HVAC Investment

S. J. Moore Heating & Air offers financing through FTL Finance for qualifying residential HVAC equipment purchases and repairs, giving homeowners facing a system replacement or major repair a way to spread out the cost.

This option is for homeowners evaluating a new furnace, air conditioner, heat pump, full system replacement, or facing a larger repair bill. Financing options may be available for qualifying purchases and repairs.


We can walk you through the process during a consultation.

Flexible Financing for Your HVAC Investment

Ridiculously Easy Financing

Green and black Finance logo with bold white text on a dark background

Get everything you want from your home services project and more by handling your expenses the smart way, with FTL Finance.

How FTL works for you:

  • Fast and easy application
  • Approvals based on your financial situation, not just your credit score
  • No prepayment penalties
  • No default rate for missed payments
  • Committed support team
  • Online account management and payment options

Once you submit the application, we'll review it and email you our decision along with any other updates.

Please reach out to your contractor with any questions, or feel free to contact us at:

 1-800-981-9032 Monday-Friday 8am-5pm CST.

Ready to Get Started?

Welcome aboard,
The FTL Finance Team